Average Car Insurance Rates by State

It’s common curiosity to know what people are paying for insurance from state to state. If anything, people want to know whether their state stacks up, and if they are paying too much, they kind of want to make sure that they’re not getting completely messed over. When it comes to some states, you’ll definitely find that some are really paying a lot of money, and in others, you’ll almost wish that you lived there. We’ll actually break down some of those that are on the higher end, and alternatively, break down some of those that are on the lower part of the spectrum – as far as increases and decreases are concerned. And since you’re here, it won’t hurt if you check out our free quote tool located at the top of the page.

The Highest States of Late

As of current, the highest states on the spectrum are Nevada($1,315), Utah, Arkansas, Florida, and Oregon. As you’d be able to expect, the people in these states aren’t very happy with their insurance policies. The first would have to be Nevada, which over the past couple of months, have seen an increase of 10.9%. The second, third, and fourth would be Utah (6.5%), Oregon (4.9%), and Arkansas (3.7%), respectively. This is considered to be the highest echelon of states that are paying for their auto insurance rates. Also, honorable mention would have to go to Florida, a state that has seen more than 2.9% in the last few months.

The Lowest States of Late

On the other side of the coin, there are some states that are seeing some very good relief as far as insurance policies are concerned. This is something that a lot of people are happy with, and when you consider the average car insurance rates by state, these states really seem to stand out from the pack. In the day of economic uncertainty, it’s awesome that Delaware, Maryland, Virginia, Connecticut, and New Mexico are in existence – as far as car insurance is concerned. The first would have to be Delaware who has enjoyed a discount at 13.2%, with the next being Maryland (12.4%) and Virginia at 12.0%. The next two sites, Connecticut and New Mexico, come in at 10.9% and 10.4%.

And while your state may not be one of them, there is the chance that you can find something cheaper on your policy if you use our free quote tool! One of the things that you should really think about is how much you’re paying as opposed to how much you can save. More often than not, we have provided people with the car insurance policies that they needed. We don’t think that you should spend a lot of money on your policy, and even if you live in one of the higher states, you’ll find that you have a lot to work with. So, you can use the average car insurance rates by state as a guide, but not necessarily the rule! 

Car Insurance Rates by State